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Sep 28, 2017 - 34 minute read

How much will my payments be for a personal loan

Every inquiry received is handled with care and speed. Your Loan, Your Business. We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc. Whatever your reason, we respect your privacy. Thus, we work with lenders familiar with your situation and are ready to help. Important Disclosures. Please Read Carefully.

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How much will my payments be for a personal loan

You often hear that payday loans are something people turn to when theres an emergency expense like a car accident or medical emergency. Thats not necessarily true.

In a study on payday loans, the Pew Charitable Trust found that 69 percent are used to pay for recurring expenses like utilities, food or other bills. The average borrower uses eight loans a year, which last about 18 days each. If you find yourself in a situation where you're considering a payday loan, explore alternatives first. If you have emergency expenses, consider using a credit card or finding a cosigner for a personal loan.

These have lower interest rates and dont put you in as much of a bind as payday loans. The balloon payment when the term of your payday loan expires can leave you short when your next paycheck arrives, which can force you into taking out another to pay for your expenses.

In cases like this, making minimum payments on a credit card, while not ideal, is a better option than being caught in a payday loan debt trap.

How much will my payments be for a personal loan

Using our fast and secure online process, you'll know if you've been approved very fast. Before submitting your information, there are a few basic requirements you must meet to be eligible.

You must be over 18 years old and a legal citizen of the United States. You must also be in stable employment (or self-employment) with at least 750 in monthly income. If you meet these requirements and have read through the site to answer your questions, it's now time to get started. You will be able to complete this step in just a few minutes, so long as you're prepared.

You'll be asked for your personal details (name, address etc), employment history and current status, and a few other basic questions.

How much will my payments be for a personal loan
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