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Sep 28, 2017 - 34 minute read

Calculation of simple interest on personal loan

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Calculation of simple interest on personal loan

Certification of Eligibility : Form signed by campus representative certifying that the applicant is eligible for Program participation and the amount of the loan allocation. Also known as form OLP-30.

Community Property: Property acquired by husband and wife, or either, during marriage, when not acquired as the separate property of either. Co-Borrower: Any individual who will assume responsibility on the loan, take a title interest in the property and intends to occupy the property as their primary residence. Co-Signer: Any individual who will assume responsibility on the loan, but who will not take a title interest in the property nor occupy the property.

Curtailment: An additional payment made to reduce the principal balance of a loan. Current MOP Rate: Calculation of simple interest on personal loan rate currently in effect for Program loans. The locked-in MOP rate will be the Program rate in effect at the time of loan commitment. This rate is calculated by using the four-quarter average of the Universitys Short-Term Investment Pool (STIP), rounded to the nearest five hundredths of a percent and adding an administrative fee component of 0.

Also known as the Standard Rate.

Calculation of simple interest on personal loan

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